Jeff Cheng

I am a Senior Mortgage Banker at Sistar Mortgage in Rutherford, New Jersey.  I was born and raised in New Jersey before starting my career as a Structural Engineer for the state of Connecticut.   My desire to help others obtain the ultimate American Dream of owning a home is what drove me to a career change, switching over to the mortgage world.

As an experienced mortgage banker, I know every facet of the mortgage process, which provides me with the skill set needed to make applying for a mortgage simple and easy.  I thoroughly enjoy being able to help my clients find their way into their dream home or to assist in financial relief through a refinance, all without the stress and confusion that seems to be associated with the mortgage process.

My advanced knowledge of underwriting guidelines, as well as credit repair allows me to ensure that my borrowers will be able to obtain the best mortgage program that suits their specific needs in the fastest and smoothest way possible. If a borrower does not currently qualify, I gladly take the time to create a custom plan that will work towards the goal of ultimately becoming qualified.  Due to my knowledge and work ethic, I can revive loans that have been denied by other lenders by restructuring the loan, whether through credit repair, adjusting the borrower’s finances or using a specialized loan program.

I welcome the opportunity to work with you.  Contact me today!

About Sistar Mortgage

Sistar Mortgage’s philosophy rests directly with Minimizing Cost and Maximizing Investment – We help our customers organize themselves so that they get the optimal loan while creating a personal relationship that helps us better know their needs.

We offer a range of mortgage products for all scenarios of your lifestyle.

Providing Mortgage solutions that fit your lifestyle.

Sistar Mortgage Company was founded in 2002 by Rajeev Gandhi in Troy, Michigan. Since that time we have become one of the brightest spots in Michigan’s economic landscape by putting our customer’s interests above our own.

We insist that all transactions with our customers, associates, vendors, and suppliers meet the highest ethical standards..

Why Sistar?

We work face-to-face with borrowers to pre-qualify you, verify the credit and property aspects of the loan, and make sure you are protected in all areas of the transaction. Sistar Mortgage can help you make sense out of your credit and offer tips on improving it.

We understand that your home is likely your biggest investment. Our specialized approach will help you to maximize the returns on your investment, all while minimizing the cost involved. We will help you through the whole process from beginning to end and provide you great customer service.


We make it easy

Our experienced staff will help you choose the right mortgage program . And we’ll be with you through the entire process, which is especially helpful for first-time buyers. We’ll familiarize you with all the terminology, documents and procedures that you’ll encounter throughout the transaction